5 min read
2026-03-10
Place your emergency fund in a deposit with withdrawal options. Calculate how much income your reserve will earn over 6-12 months.
Determine the timeline and monthly contribution amount to accumulate the needed sum by a specific date.
Split the sum into several deposits with different terms (3, 6, 9, 12 months). Calculate the combined income from this strategy.
Enter the conditions from different banks and compare the final returns accounting for compounding and top-ups.
Calculate the deposit income and compare it with inflation. A positive real rate means your money is actually growing.
Try all scenarios with the Deposit Calculator.
See also: Investment Calculator, Retirement Calculator, Budget Planner